Field Services
Treasury for trades and contractor management platforms.
Landscaping, electrical, plumbing, and trades contractor platforms manage jobs across dozens of businesses. Payment should flow as fast as the work. RTP for instant settlements, ACH for payroll, virtual accounts for every contractor entity.
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Use Cases
Payments as fast as the job gets done.
Job Completion Payouts
Contractor closes job in your app. Instant RTP payment within seconds. Eliminates 5–10 day ACH standard delays that hurt small contractors.
Weekly Payroll Disbursements
Batch all Friday payroll runs via ACH same-day. Each contractor entity gets an individual disbursement from your platform's FBO sub-account.
Material Float Advances
Advance funds to contractors for material purchasing before job start. Sub-ledger reconciles advance against job invoice automatically.
Customer Collections
Debit homeowner or property manager bank accounts via ACH on invoice due date. Fewer failed payments than card, lower platform cost.
Sub-Contractor Splits
When a general contractor sub-contracts work, split the payment automatically. Each sub gets their portion; sub-ledger tracks the split per job.
Equipment Lease Payments
Recurring ACH debits for equipment lease payments from contractor virtual accounts. Direct to lessor, tracked in sub-ledger as operating expense.
Building a field services or contractor management platform?
Field services platforms are a primary use case for us. Let's walk through your specific payment flow and integration architecture.
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