Home Services
Treasury for HVAC, lawn care, and plumbing platforms.
Contractors need payment the moment a job is complete. Your platform is where the job lives — it should be where the money moves, too. Instant RTP payouts, ACH payroll, and zero commingling across contractors.
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Use Cases
Payment flows built for field work.
Instant Job Completion Payouts
Contractor marks job complete in your app. RTP payment hits their account in seconds. No waiting for weekly payroll runs.
Homeowner Payment Collection
Collect payments from homeowners via ACH debit directly from their bank account. Lower failure rates than card processing.
Contractor Float Accounts
Each contractor entity maintains its own virtual account balance. Platform sees aggregate FBO; each contractor sees their own.
Job Deposit Holds
Collect deposits when a job is booked, hold in virtual account, release on completion. Automated dispute handling via Reg E framework.
Material Advance Disbursements
Advance funds to contractors for material purchases before job start. Reconcile against job invoicing automatically via sub-ledger.
KYB for Trades Businesses
Verify contractor business identity at onboarding. Sole proprietors and LLCs supported. Background KYB — no disruption to contractor signup flow.
Integration Path
Your existing job workflow. Enhanced with real-time payments.
Connect Platform
Install our SDK and map your contractor and job entities to our virtual account model.
KYB at Signup
Every new contractor completes background KYB during your existing onboarding flow.
Trigger on Job Close
Single API call on job-complete status triggers the payout. We pick ACH or RTP.
Rev Share Begins
Your platform earns on every payment moved. Instant payments command higher rev-share.
Building a home services platform?
Talk to the team about your specific payment flow. We work with a small number of partners and each integration gets hands-on attention.
Request a Pilot